by Jamie Cunningham | May 1, 2020 | Announcements, BC, Bills, Blog, Bristish Columbia, City of Prince George, CMHC, Credit, Debt, Economy, Finance, Home Equity, Homeownership, Interest Rate, Mortgage, Mortgage Broker, Payments, PG Mortgage Broker, prince george |
We hope you and your family are enjoying good health and finding some measure of happiness in this strange spring. Certainly, many are feeling the financial pressures mount as we work together to conquer this pandemic. The good news is there are strategies that can...
by Jamie Cunningham | Mar 19, 2020 | Announcements, Bank of Canada, BC, Bills, Blog, Bristish Columbia, City of Prince George, CMHC, Economy, Finance, Homeownership, Interest Rate, Mortgage, Mortgage Broker, Mortgage Changes, Payments, PG Mortgage Broker |
To say the last couple of weeks have been chaotic, would be an understatement. It’s an unsettling time for most people and we are all trying to navigate through with the best of our knowledge and ability. In the mortgage world we have also had some big changes. I...
by Jamie Cunningham | Feb 18, 2020 | BC, Bills, Blog, Bristish Columbia, City of Prince George, CMHC, Down Payment, Finance, First Time Home Buyers, Homeownership, Mortgage, Mortgage Broker, PG Mortgage Broker, prince george |
It’s important to remember that when you go to purchase an owner occupied home that the minimum down payment is 5%. However the mortgage lender likes to see that you have 1.5% of the purchase price for closing fees. What do closing fee’s consist of? 1)...
by Michelle McCullough | Oct 8, 2019 | City of Prince George, CMHC, Down Payment, First Time Home Buyers, Interest Rate, Mortgage, Mortgage Broker, Payments, PG Mortgage Broker, prepayment penalties |
A 2.4% online rate will definitely attract attention! But cheapest is not always best. Once the fine print is read, many will find they don’t qualify, and often there are restrictions that could really cost homeowners in the long run. That low rate may be for quick...
by Jamie Cunningham | May 7, 2019 | BC, Bristish Columbia, City of Prince George, CMHC, Down Payment, Finance, First Time Home Buyers, Home Equity, Homeownership, Mortgage, Mortgage Broker, PG Mortgage Broker, Pre-Approval, prince george, Refinance |
We get questions about downpayment all the time! So here is the lowdown on how much you need, and how you might get it. How much do you need? Not surprisingly, most Canadian homebuyers purchase a property with the absolute minimum downpayment. The thing is, the...
by Jamie Cunningham | Apr 3, 2019 | BC, Blog, Bristish Columbia, City of Prince George, CMHC, Divorce, Down Payment, Finance, First Time Home Buyers, Homeownership, Mortgage, Mortgage Broker, Mortgage Changes, Payments, PG Mortgage Broker, prince george, Separation |
The recent federal budget included Housing Affordability Measures that may be applicable to your situation, now or in the future. There are three key measures intended to help: an incentive for first-time homebuyers, an increase in the amount of RRSP funds first-time...
