by Michelle McCullough | Nov 30, 2020 | City of Prince George, Credit, Debt, Divorce, Home Equity, Mortgage Renewal |
Given the large financial commitment of a mortgage, it’s surprising that so many homeowners sleepwalk through the mortgage renewal process and don’t look at all their options in the marketplace. Many accept whatever their lender offers or just have a short...
by Michelle McCullough | Oct 5, 2020 | Credit, Credit Checks, Debt, Mortgage |
There’s a virtual credit file with your name on it! When it comes time to take out a mortgage, that file gets opened and the result is a credit score that will help determine whether and how much you can borrow and at what rate. The good news is that you are...
by Michelle McCullough | Jun 16, 2020 | Announcements, Credit, Mortgage Broker, Mortgage Changes, Mortgage Insurance |
No one has a crystal ball to see what the next few months – or years – will bring, but it’s likely that some Canadians will have trouble with their debt in the wake of COVID. With that possibility in mind, the Canadian Mortgage and Housing Corporation...
by Jamie Cunningham | May 1, 2020 | Announcements, BC, Bills, Blog, Bristish Columbia, City of Prince George, CMHC, Credit, Debt, Economy, Finance, Home Equity, Homeownership, Interest Rate, Mortgage, Mortgage Broker, Payments, PG Mortgage Broker, prince george |
We hope you and your family are enjoying good health and finding some measure of happiness in this strange spring. Certainly, many are feeling the financial pressures mount as we work together to conquer this pandemic. The good news is there are strategies that can...
by Michelle McCullough | Jan 3, 2019 | Announcements, Blog, Bristish Columbia, City of Prince George, Credit, Credit Checks, Home Equity, Home Improvements, Homeownership, Interest Rate, Mortgage, Mortgage Broker, Mortgage Changes, PG Mortgage Broker, Pre-Approval |
If you’ve got a mortgage – or plan to get one this year – you probably know that it’s more complicated than it used to be just a few short years ago. That said, we have many tips and strategies that can help you get the mortgage you need, tweak the one you...
by Michelle McCullough | Sep 11, 2018 | Bristish Columbia, City of Prince George, Credit, Debt, Interest Rate, Mortgage, Mortgage Broker, Mortgage Changes, PG Mortgage Broker |
Fact #1: Your credit score matters even more Lenders are beginning to review client files prior to renewal, which means if your credit score has slipped, you may be offered a higher rate at renewal, even if you have never missed a payment. Regardless of where you are...
