by Jamie Cunningham | Jan 22, 2018 | Blog, City of Prince George, CMHC, Credit Checks, Debt, Down Payment, Interest Rate, Mortgage, PG Mortgage Broker, prepayment penalties, prince george |
1. That “best” 5-year rate? It probably isn’t. Fact is, a “best rate quote” is now meaningless, because mortgage pricing is now based on multiple factors. Everything depends on your personal situation. That’s why we start with an in-depth assessment, and then review a...
by Michelle McCullough | Dec 16, 2015 | BC, City of Prince George, Credit, Debt, Divorce, Home Improvements, Interest Rate, Mortgage, Mortgage Broker, Mortgage Changes, Payments, PG Mortgage Broker, prince george, Refinance, Separation |
Your bucket list includes all the goals you want to achieve, and the life experiences and dreams you want to fulfill. It’s often viewed as a “to-do” list for the golden years of retirement, but your bucket list can also include items that you can fulfill now or in the...
by Michelle McCullough | Nov 27, 2015 | Bills, City of Prince George, Credit, Credit Checks, Debt, Mortgage, Mortgage Broker, PG Mortgage Broker, prince george |
Six ways to boost your credit score Your credit score is essentially your passport to financial opportunities. With a possible range of 300 to 900, your number tells lenders what kind of a risk you are likely to be as a borrower. A low credit score can prevent you...
by Jamie Cunningham | Apr 30, 2015 | BC, City of Prince George, Debt, Interest Rate, Mortgage, Mortgage Broker, Payments, PG Mortgage Broker, prince george |
A client recently brought in their renewal slip from TD. They had never missed a mortgage payment and were offered TD’s best rates…. The best five year rate they offered this client was 4.74% on a five year term. This is a far stretch from today’s...
by Michelle McCullough | Apr 10, 2014 | City of Prince George, Debt, Mortgage, Mortgage Broker, Payments, PG Mortgage Broker, prepayment penalties |
In recent there has been a lot of chatter going on regarding BMO’s spring interest rate special. At the same time there has been a lot of chatter from other people in the industry warning you about that “special rate”. It doesn’t matter if it’s BMO’s special rate or...
by Jamie Cunningham | Jan 13, 2014 | BC, Bills, City of Prince George, Credit, Credit Checks, Debt, Mortgage Broker, Payments, PG Mortgage Broker |
We can’t stress enough how important it is to have good credit. Good credit will provide you with freedom and more choices throughout your lifetime. It will give you better interest rates on car loans, a variety of credit cards to pick from, the best mortgage...
