by Michelle McCullough | Apr 24, 2018 | City of Prince George, Credit, Debt, Down Payment, Homeownership, Mortgage, Mortgage Broker, Payments, PG Mortgage Broker, Pre-Approval |
A mortgage pre-approval can be an important part of your pathway to building wealth, giving you a real-world picture of your options: that is, your opportunities as well as your limitations. A mortgage preapproval will tell you how much you qualify for, what your...
by Jamie Cunningham | Jan 22, 2018 | Blog, City of Prince George, CMHC, Credit Checks, Debt, Down Payment, Interest Rate, Mortgage, PG Mortgage Broker, prepayment penalties, prince george |
1. That “best” 5-year rate? It probably isn’t. Fact is, a “best rate quote” is now meaningless, because mortgage pricing is now based on multiple factors. Everything depends on your personal situation. That’s why we start with an in-depth assessment, and then review a...
by Michelle McCullough | Dec 16, 2015 | BC, City of Prince George, Credit, Debt, Divorce, Home Improvements, Interest Rate, Mortgage, Mortgage Broker, Mortgage Changes, Payments, PG Mortgage Broker, prince george, Refinance, Separation |
Your bucket list includes all the goals you want to achieve, and the life experiences and dreams you want to fulfill. It’s often viewed as a “to-do” list for the golden years of retirement, but your bucket list can also include items that you can fulfill now or in the...
by Michelle McCullough | Nov 27, 2015 | Bills, City of Prince George, Credit, Credit Checks, Debt, Mortgage, Mortgage Broker, PG Mortgage Broker, prince george |
Six ways to boost your credit score Your credit score is essentially your passport to financial opportunities. With a possible range of 300 to 900, your number tells lenders what kind of a risk you are likely to be as a borrower. A low credit score can prevent you...
by Jamie Cunningham | Apr 30, 2015 | BC, City of Prince George, Debt, Interest Rate, Mortgage, Mortgage Broker, Payments, PG Mortgage Broker, prince george |
A client recently brought in their renewal slip from TD. They had never missed a mortgage payment and were offered TD’s best rates…. The best five year rate they offered this client was 4.74% on a five year term. This is a far stretch from today’s...
by Michelle McCullough | Apr 10, 2014 | City of Prince George, Debt, Mortgage, Mortgage Broker, Payments, PG Mortgage Broker, prepayment penalties |
In recent there has been a lot of chatter going on regarding BMO’s spring interest rate special. At the same time there has been a lot of chatter from other people in the industry warning you about that “special rate”. It doesn’t matter if it’s BMO’s special rate or...
