by Jamie Cunningham | Apr 3, 2019 | BC, Blog, Bristish Columbia, City of Prince George, CMHC, Divorce, Down Payment, Finance, First Time Home Buyers, Homeownership, Mortgage, Mortgage Broker, Mortgage Changes, Payments, PG Mortgage Broker, prince george, Separation |
The recent federal budget included Housing Affordability Measures that may be applicable to your situation, now or in the future. There are three key measures intended to help: an incentive for first-time homebuyers, an increase in the amount of RRSP funds first-time...
by Michelle McCullough | Feb 12, 2019 | BC, Bristish Columbia, City of Prince George, CMHC, Down Payment, First Time Home Buyers, Mortgage, Mortgage Broker |
Using your RRSP money for your down payment is a great strategy for some first-time buyers. It may help you achieve the 20% down payment needed to avoid mortgage default insurance premiums, or simply give you a financial boost when you need it most. First-time...
by Michelle McCullough | Nov 22, 2018 | Credit Checks, Down Payment, Mortgage Broker, PG Mortgage Broker, Pre-Approval |
So there’s a move in your future. It can be a stressful juggling act: selling one home, buying another. We deal with this all the time, and have some tips for making a smooth move through these two transactions: 1. Dig up your mortgage papers. You’ll want to begin...
by Michelle McCullough | Apr 24, 2018 | City of Prince George, Credit, Debt, Down Payment, Homeownership, Mortgage, Mortgage Broker, Payments, PG Mortgage Broker, Pre-Approval |
A mortgage pre-approval can be an important part of your pathway to building wealth, giving you a real-world picture of your options: that is, your opportunities as well as your limitations. A mortgage preapproval will tell you how much you qualify for, what your...
by Michelle McCullough | Apr 5, 2018 | City of Prince George, Down Payment, Finance, Homeownership, Interest Rate, Mortgage, Mortgage Broker, PG Mortgage Broker, prince george |
For many first-time homebuyers, saving the 5 per cent downpayment is one of the big obstacles to home ownership, especially if you’re paying rent, paying down student loans, and trying to live a life. Here are some programs and tips that can give your...
by Jamie Cunningham | Jan 22, 2018 | Blog, City of Prince George, CMHC, Credit Checks, Debt, Down Payment, Interest Rate, Mortgage, PG Mortgage Broker, prepayment penalties, prince george |
1. That “best” 5-year rate? It probably isn’t. Fact is, a “best rate quote” is now meaningless, because mortgage pricing is now based on multiple factors. Everything depends on your personal situation. That’s why we start with an in-depth assessment, and then review a...
