by Jamie Cunningham | May 7, 2019 | BC, Bristish Columbia, City of Prince George, CMHC, Down Payment, Finance, First Time Home Buyers, Home Equity, Homeownership, Mortgage, Mortgage Broker, PG Mortgage Broker, Pre-Approval, prince george, Refinance |
We get questions about downpayment all the time! So here is the lowdown on how much you need, and how you might get it. How much do you need? Not surprisingly, most Canadian homebuyers purchase a property with the absolute minimum downpayment. The thing is, the...
by Jamie Cunningham | Apr 3, 2019 | BC, Blog, Bristish Columbia, City of Prince George, CMHC, Divorce, Down Payment, Finance, First Time Home Buyers, Homeownership, Mortgage, Mortgage Broker, Mortgage Changes, Payments, PG Mortgage Broker, prince george, Separation |
The recent federal budget included Housing Affordability Measures that may be applicable to your situation, now or in the future. There are three key measures intended to help: an incentive for first-time homebuyers, an increase in the amount of RRSP funds first-time...
by Michelle McCullough | Feb 12, 2019 | BC, Bristish Columbia, City of Prince George, CMHC, Down Payment, First Time Home Buyers, Mortgage, Mortgage Broker |
Using your RRSP money for your down payment is a great strategy for some first-time buyers. It may help you achieve the 20% down payment needed to avoid mortgage default insurance premiums, or simply give you a financial boost when you need it most. First-time...
by Michelle McCullough | Nov 22, 2018 | Credit Checks, Down Payment, Mortgage Broker, PG Mortgage Broker, Pre-Approval |
So there’s a move in your future. It can be a stressful juggling act: selling one home, buying another. We deal with this all the time, and have some tips for making a smooth move through these two transactions: 1. Dig up your mortgage papers. You’ll want to begin...
by Michelle McCullough | Apr 24, 2018 | City of Prince George, Credit, Debt, Down Payment, Homeownership, Mortgage, Mortgage Broker, Payments, PG Mortgage Broker, Pre-Approval |
A mortgage pre-approval can be an important part of your pathway to building wealth, giving you a real-world picture of your options: that is, your opportunities as well as your limitations. A mortgage preapproval will tell you how much you qualify for, what your...
by Michelle McCullough | Apr 5, 2018 | City of Prince George, Down Payment, Finance, Homeownership, Interest Rate, Mortgage, Mortgage Broker, PG Mortgage Broker, prince george |
For many first-time homebuyers, saving the 5 per cent downpayment is one of the big obstacles to home ownership, especially if you’re paying rent, paying down student loans, and trying to live a life. Here are some programs and tips that can give your...
