by Michelle McCullough | Feb 25, 2019 | BC, Blog, Bristish Columbia, City of Prince George, First Time Home Buyers, Mortgage, Mortgage Broker, PG Mortgage Broker, Pre-Approval |
An interesting new homebuying trend emerging among millennials is home purchases that are completed with a friend. It’s a creative solution to the housing market given tough qualifying rules and high prices. Pooling your resources is a great way to take you from the...
by Michelle McCullough | Feb 12, 2019 | BC, Bristish Columbia, City of Prince George, CMHC, Down Payment, First Time Home Buyers, Mortgage, Mortgage Broker |
Using your RRSP money for your down payment is a great strategy for some first-time buyers. It may help you achieve the 20% down payment needed to avoid mortgage default insurance premiums, or simply give you a financial boost when you need it most. First-time...
by Michelle McCullough | Jan 3, 2019 | Announcements, Blog, Bristish Columbia, City of Prince George, Credit, Credit Checks, Home Equity, Home Improvements, Homeownership, Interest Rate, Mortgage, Mortgage Broker, Mortgage Changes, PG Mortgage Broker, Pre-Approval |
If you’ve got a mortgage – or plan to get one this year – you probably know that it’s more complicated than it used to be just a few short years ago. That said, we have many tips and strategies that can help you get the mortgage you need, tweak the one you...
by Michelle McCullough | Dec 18, 2018 | Announcements, Blog, Bristish Columbia, City of Prince George, Mortgage, Mortgage Broker, Thank you, Video |
During the holiday season, our thoughts turn gratefully to those who have made our success in 2018 possible. It’s in this spirit that we would like to say thank you to our clients, referral partners and lender partners. May your heart and home be filled with all...
by Michelle McCullough | Dec 6, 2018 | Blog, Bristish Columbia, City of Prince George, Finance, Homeownership, Mortgage, Mortgage Broker, PG Mortgage Broker |
The amazing ladies of Theory Hardware were so kind to invite us on their ‘Theory After Hours‘ podcast. We chat the mortgage industry, challenges and our daily routines. Take a listen and let us know what you think. We hope you love it as much as we do!...
by Jamie Cunningham | Sep 27, 2018 | Bristish Columbia, City of Prince George, Finance, Homeownership, Interest Rate, Mortgage, Mortgage Broker, Payments, PG Mortgage Broker |
If you are rate shopping, you’ll notice that the lowest available rate will be for a variable mortgage, which is why I’m often asked “what does variable mean and how is it different from a fixed-rate mortgage?” With a variable mortgage, your rate will move in...
