by Michelle McCullough | Sep 11, 2018 | Bristish Columbia, City of Prince George, Credit, Debt, Interest Rate, Mortgage, Mortgage Broker, Mortgage Changes, PG Mortgage Broker |
Fact #1: Your credit score matters even more Lenders are beginning to review client files prior to renewal, which means if your credit score has slipped, you may be offered a higher rate at renewal, even if you have never missed a payment. Regardless of where you are...
by Michelle McCullough | Aug 15, 2018 | Bristish Columbia, Debt, Home Equity, Homeownership, Mortgage, Mortgage Broker, PG Mortgage Broker, Reverse Mortgage |
Wouldn’t it be nice if you had the money to do more of the things you want to do? A CHIP Reverse Mortgage could be just what you need. It’s the simple and sensible way to unlock the value in your home and turn it into cash to help you enjoy life on your terms....
by Michelle McCullough | Aug 7, 2018 | City of Prince George, Mortgage, Mortgage Broker, PG Mortgage Broker, Pre-Approval |
When you find the condo or house of your dreams and want to make an offer, do you need a financing condition? Unless you can pay cash for the home, then yes you do. That little phrase – “subject to financing” – is an important protection for buyers. When an offer to...
by Jamie Cunningham | Jul 11, 2018 | Announcements, BC, Blog, Economy, Finance, Homeownership, Interest Rate, Mortgage, Mortgage Broker, Mortgage Changes, Payments, PG Mortgage Broker, prince george |
As many economists expected, the Bank of Canada announced today that it is increasing the overnight rate .25 per cent, the fourth increase since last summer, given strong economic improvements. The economy and job market are performing well, housing is beginning to...
by Michelle McCullough | Jun 7, 2018 | City of Prince George, Interest Rate, Mortgage, Mortgage Broker, PG Mortgage Broker, Refinance |
I’m often asked about monoline lenders – who are they, what benefits do they offer, and how do you get access to a monoline lender anyway? Good questions. “Mono” means “one”. So it’s a “one-line” lender that doesn’t do anything else except mortgage lending. They...
