by Michelle McCullough | Jun 7, 2018 | City of Prince George, Interest Rate, Mortgage, Mortgage Broker, PG Mortgage Broker, Refinance |
I’m often asked about monoline lenders – who are they, what benefits do they offer, and how do you get access to a monoline lender anyway? Good questions. “Mono” means “one”. So it’s a “one-line” lender that doesn’t do anything else except mortgage lending. They...
by Michelle McCullough | May 2, 2018 | City of Prince George, Credit, Homeownership, Interest Rate, Mortgage, Mortgage Broker, Mortgage Changes, PG Mortgage Broker, Pre-Approval, prince george |
You’re probably aware that there have been many mortgage rule changes over the last several years, and you’re almost certainly affected whether you’re an existing homeowner or first-time buyer. These rules are designed to ensure a sable long-term housing market, and...
by Michelle McCullough | Apr 24, 2018 | City of Prince George, Credit, Debt, Down Payment, Homeownership, Mortgage, Mortgage Broker, Payments, PG Mortgage Broker, Pre-Approval |
A mortgage pre-approval can be an important part of your pathway to building wealth, giving you a real-world picture of your options: that is, your opportunities as well as your limitations. A mortgage preapproval will tell you how much you qualify for, what your...
by Michelle McCullough | Apr 5, 2018 | City of Prince George, Down Payment, Finance, Homeownership, Interest Rate, Mortgage, Mortgage Broker, PG Mortgage Broker, prince george |
For many first-time homebuyers, saving the 5 per cent downpayment is one of the big obstacles to home ownership, especially if you’re paying rent, paying down student loans, and trying to live a life. Here are some programs and tips that can give your...
by Jamie Cunningham | Feb 14, 2018 | BC, Bridge loan, Finance, Mortgage Broker, PG Mortgage Broker, prince george |
A bridge loan is a short-term financing tool that helps you “bridge” the gap between old and new mortgages when you move from one home to another. You may be taking possession of your new home a week or two in advance of closing on your current home, either because of...
