by Michelle McCullough | Apr 5, 2018 | City of Prince George, Down Payment, Finance, Homeownership, Interest Rate, Mortgage, Mortgage Broker, PG Mortgage Broker, prince george |
For many first-time homebuyers, saving the 5 per cent downpayment is one of the big obstacles to home ownership, especially if you’re paying rent, paying down student loans, and trying to live a life. Here are some programs and tips that can give your...
by Jamie Cunningham | Feb 14, 2018 | BC, Bridge loan, Finance, Mortgage Broker, PG Mortgage Broker, prince george |
A bridge loan is a short-term financing tool that helps you “bridge” the gap between old and new mortgages when you move from one home to another. You may be taking possession of your new home a week or two in advance of closing on your current home, either because of...
by Jamie Cunningham | Jan 22, 2018 | Blog, City of Prince George, CMHC, Credit Checks, Debt, Down Payment, Interest Rate, Mortgage, PG Mortgage Broker, prepayment penalties, prince george |
1. That “best” 5-year rate? It probably isn’t. Fact is, a “best rate quote” is now meaningless, because mortgage pricing is now based on multiple factors. Everything depends on your personal situation. That’s why we start with an in-depth assessment, and then review a...
by Michelle McCullough | Dec 16, 2015 | BC, City of Prince George, Credit, Debt, Divorce, Home Improvements, Interest Rate, Mortgage, Mortgage Broker, Mortgage Changes, Payments, PG Mortgage Broker, prince george, Refinance, Separation |
Your bucket list includes all the goals you want to achieve, and the life experiences and dreams you want to fulfill. It’s often viewed as a “to-do” list for the golden years of retirement, but your bucket list can also include items that you can fulfill now or in the...
by Michelle McCullough | Nov 27, 2015 | Bills, City of Prince George, Credit, Credit Checks, Debt, Mortgage, Mortgage Broker, PG Mortgage Broker, prince george |
Six ways to boost your credit score Your credit score is essentially your passport to financial opportunities. With a possible range of 300 to 900, your number tells lenders what kind of a risk you are likely to be as a borrower. A low credit score can prevent you...
by Jamie Cunningham | Apr 30, 2015 | BC, City of Prince George, Debt, Interest Rate, Mortgage, Mortgage Broker, Payments, PG Mortgage Broker, prince george |
A client recently brought in their renewal slip from TD. They had never missed a mortgage payment and were offered TD’s best rates…. The best five year rate they offered this client was 4.74% on a five year term. This is a far stretch from today’s...
