by Michelle McCullough | Dec 6, 2018 | Blog, Bristish Columbia, City of Prince George, Finance, Homeownership, Mortgage, Mortgage Broker, PG Mortgage Broker |
The amazing ladies of Theory Hardware were so kind to invite us on their ‘Theory After Hours‘ podcast. We chat the mortgage industry, challenges and our daily routines. Take a listen and let us know what you think. We hope you love it as much as we do!...
by Michelle McCullough | Nov 22, 2018 | Credit Checks, Down Payment, Mortgage Broker, PG Mortgage Broker, Pre-Approval |
So there’s a move in your future. It can be a stressful juggling act: selling one home, buying another. We deal with this all the time, and have some tips for making a smooth move through these two transactions: 1. Dig up your mortgage papers. You’ll want to begin...
by Jamie Cunningham | Sep 27, 2018 | Bristish Columbia, City of Prince George, Finance, Homeownership, Interest Rate, Mortgage, Mortgage Broker, Payments, PG Mortgage Broker |
If you are rate shopping, you’ll notice that the lowest available rate will be for a variable mortgage, which is why I’m often asked “what does variable mean and how is it different from a fixed-rate mortgage?” With a variable mortgage, your rate will move in...
by Michelle McCullough | Sep 11, 2018 | Bristish Columbia, City of Prince George, Credit, Debt, Interest Rate, Mortgage, Mortgage Broker, Mortgage Changes, PG Mortgage Broker |
Fact #1: Your credit score matters even more Lenders are beginning to review client files prior to renewal, which means if your credit score has slipped, you may be offered a higher rate at renewal, even if you have never missed a payment. Regardless of where you are...
by Michelle McCullough | Aug 15, 2018 | Bristish Columbia, Debt, Home Equity, Homeownership, Mortgage, Mortgage Broker, PG Mortgage Broker, Reverse Mortgage |
Wouldn’t it be nice if you had the money to do more of the things you want to do? A CHIP Reverse Mortgage could be just what you need. It’s the simple and sensible way to unlock the value in your home and turn it into cash to help you enjoy life on your terms....
by Michelle McCullough | Aug 7, 2018 | City of Prince George, Mortgage, Mortgage Broker, PG Mortgage Broker, Pre-Approval |
When you find the condo or house of your dreams and want to make an offer, do you need a financing condition? Unless you can pay cash for the home, then yes you do. That little phrase – “subject to financing” – is an important protection for buyers. When an offer to...
