by Michelle McCullough | Nov 3, 2022 | Announcements, Bank of Canada, City of Prince George, Finance |
2022 has already been tough on Canadians’ wallets, and recent economic data shows the pain is unlikely to end soon. Inflation continues to run hot, and on October 26 the Bank of Canada further raised its benchmark interest rate to try to bring it under control....
by Michelle McCullough | Oct 7, 2022 | Announcements, Contest, First National |
What are you most looking forward to in 2023? What exceptional things have you planned? Whatever you have in store, First National has one more! Give yourself the chance to start 2023 exceptionally with a $20K prepayment towards your mortgage by entering First...
by Michelle McCullough | Oct 4, 2022 | BC, Bristish Columbia, City of Prince George, Credit, Debt, Divorce, Mortgage, Mortgage Broker, PG Mortgage Broker, Separation |
Going through a separation or divorce? Your home can be the asset that gives both partners a fresh start. If you have a final separation agreement, then talk to us about how the value in your home and the power of your mortgage can help you both move forward on firm...
by Michelle McCullough | Sep 20, 2022 | City of Prince George, Down Payment, First Time Home Buyers, Mortgage Broker, Mortgage Insurance, PG Mortgage Broker |
We get questions about down payment all the time! So here is the lowdown on how much you need, and how you might get it. How much do you need? Not surprisingly, most Canadian homebuyers purchase a property with the absolute minimum down payment. The thing is, the...
by Michelle McCullough | May 20, 2022 | Announcements, Homeownership, Mortgage, PG Mortgage Broker, Thank you |
In an effort to help make a difference in our city, and in lieu of a thank you gift to each client after their mortgage completes, we are donating $50 per mortgage to the Crisis Centre for Northern BC. Thanks to our clients and referral partners we were able to make...
by Michelle McCullough | May 6, 2022 | City of Prince George, Down Payment, First Time Home Buyers, Homeownership, Mortgage Broker, PG Mortgage Broker, Pre-Approval |
If you or someone you know is saving for a downpayment on their first home, the Federal government announced a new program aimed at first-time buyers in their recent budget. The First Home Savings Account combines the features of an RRSP and TFSA to give prospective...
by Michelle McCullough | Jan 13, 2022 | Announcements, Mortgage Broker, PG Mortgage Broker, Thank you |
This year we are going about things a little bit different. In an effort to help make a difference in our city, and in lieu of a thank you gift to each client after their mortgage completes, we will be donating $50 per mortgage to the Crisis Centre for Northern BC. ...
by Michelle McCullough | Jan 5, 2022 | City of Prince George, Credit, Down Payment, First Time Home Buyers, Home Equity, Interest Rate, Mortgage, Mortgage Broker, Mortgage Renewal, PG Mortgage Broker |
Canadians keep talking about the housing market! Are we in a housing bubble, will rates rise in 2022 and by how much, is this the right time to buy or refinance, is a lender’s renewal offer the best available, and on and on! For many, it feels like some...
by Michelle McCullough | Nov 1, 2021 | Appraisal, Home Equity, Homeownership, Mortgage, Mortgage Broker, Refinance, Renewal |
Whether you’re purchasing a new home or want to complete a refinance of your current mortgage, it’s important to understand the role of the home appraisal and how it can impact the outcome of your mortgage application. After you submit an application, your lender may...
by Michelle McCullough | Sep 21, 2021 | City of Prince George, Credit, Debt, Finance, First Time Home Buyers, Homeownership |
It’s September and there is some optimism that we may be moving towards the end of life in a global pandemic. The Fall has always been a great time to go back to school on financial fitness, and this year it may be more important than ever. Here are some tips to help...
