by Michelle McCullough | Oct 5, 2020 | Credit, Credit Checks, Debt, Mortgage |
There’s a virtual credit file with your name on it! When it comes time to take out a mortgage, that file gets opened and the result is a credit score that will help determine whether and how much you can borrow and at what rate. The good news is that you are...
by Michelle McCullough | Jan 3, 2019 | Announcements, Blog, Bristish Columbia, City of Prince George, Credit, Credit Checks, Home Equity, Home Improvements, Homeownership, Interest Rate, Mortgage, Mortgage Broker, Mortgage Changes, PG Mortgage Broker, Pre-Approval |
If you’ve got a mortgage – or plan to get one this year – you probably know that it’s more complicated than it used to be just a few short years ago. That said, we have many tips and strategies that can help you get the mortgage you need, tweak the one you...
by Michelle McCullough | Nov 22, 2018 | Credit Checks, Down Payment, Mortgage Broker, PG Mortgage Broker, Pre-Approval |
So there’s a move in your future. It can be a stressful juggling act: selling one home, buying another. We deal with this all the time, and have some tips for making a smooth move through these two transactions: 1. Dig up your mortgage papers. You’ll want to begin...
by Jamie Cunningham | Jan 22, 2018 | Blog, City of Prince George, CMHC, Credit Checks, Debt, Down Payment, Interest Rate, Mortgage, PG Mortgage Broker, prepayment penalties, prince george |
1. That “best” 5-year rate? It probably isn’t. Fact is, a “best rate quote” is now meaningless, because mortgage pricing is now based on multiple factors. Everything depends on your personal situation. That’s why we start with an in-depth assessment, and then review a...
by Michelle McCullough | Nov 27, 2015 | Bills, City of Prince George, Credit, Credit Checks, Debt, Mortgage, Mortgage Broker, PG Mortgage Broker, prince george |
Six ways to boost your credit score Your credit score is essentially your passport to financial opportunities. With a possible range of 300 to 900, your number tells lenders what kind of a risk you are likely to be as a borrower. A low credit score can prevent you...
by Jamie Cunningham | Jan 13, 2014 | BC, Bills, City of Prince George, Credit, Credit Checks, Debt, Mortgage Broker, Payments, PG Mortgage Broker |
We can’t stress enough how important it is to have good credit. Good credit will provide you with freedom and more choices throughout your lifetime. It will give you better interest rates on car loans, a variety of credit cards to pick from, the best mortgage...
