by Michelle McCullough | Sep 21, 2021 | City of Prince George, Credit, Debt, Finance, First Time Home Buyers, Homeownership |
It’s September and there is some optimism that we may be moving towards the end of life in a global pandemic. The Fall has always been a great time to go back to school on financial fitness, and this year it may be more important than ever. Here are some tips to help...
by Jamie Cunningham | Apr 8, 2021 | Bank of Canada, Bills, Credit, Debt, Economy, Finance, Homeownership, Interest Rate, Mortgage, PG Mortgage Broker |
Government policies to protect the economy during the pandemic resulted in exceptionally low mortgage rates for both fixed- and variable-rate mortgages. As we start moving towards recovery, fixed rates have started to edge upwards. The prime rate, which variable rates...
by Michelle McCullough | Nov 30, 2020 | City of Prince George, Credit, Debt, Divorce, Home Equity, Mortgage Renewal |
Given the large financial commitment of a mortgage, it’s surprising that so many homeowners sleepwalk through the mortgage renewal process and don’t look at all their options in the marketplace. Many accept whatever their lender offers or just have a short...
by Michelle McCullough | Oct 5, 2020 | Credit, Credit Checks, Debt, Mortgage |
There’s a virtual credit file with your name on it! When it comes time to take out a mortgage, that file gets opened and the result is a credit score that will help determine whether and how much you can borrow and at what rate. The good news is that you are...
by Michelle McCullough | Jun 16, 2020 | Announcements, Credit, Mortgage Broker, Mortgage Changes, Mortgage Insurance |
No one has a crystal ball to see what the next few months – or years – will bring, but it’s likely that some Canadians will have trouble with their debt in the wake of COVID. With that possibility in mind, the Canadian Mortgage and Housing Corporation...
by Jamie Cunningham | May 1, 2020 | Announcements, BC, Bills, Blog, Bristish Columbia, City of Prince George, CMHC, Credit, Debt, Economy, Finance, Home Equity, Homeownership, Interest Rate, Mortgage, Mortgage Broker, Payments, PG Mortgage Broker, prince george |
We hope you and your family are enjoying good health and finding some measure of happiness in this strange spring. Certainly, many are feeling the financial pressures mount as we work together to conquer this pandemic. The good news is there are strategies that can...
