by Michelle McCullough | Jun 2, 2023 | Divorce, Down Payment, First Time Home Buyers, FSHA |
Learning about the new First Home Savings Account (FHSA) program With the market starting to stabilize, and in many markets housing prices starting to rise again, maybe you or someone you know is looking at purchasing their first home before home prices rise too much....
by Michelle McCullough | Sep 20, 2022 | City of Prince George, Down Payment, First Time Home Buyers, Mortgage Broker, Mortgage Insurance, PG Mortgage Broker |
We get questions about down payment all the time! So here is the lowdown on how much you need, and how you might get it. How much do you need? Not surprisingly, most Canadian homebuyers purchase a property with the absolute minimum down payment. The thing is, the...
by Michelle McCullough | May 6, 2022 | City of Prince George, Down Payment, First Time Home Buyers, Homeownership, Mortgage Broker, PG Mortgage Broker, Pre-Approval |
If you or someone you know is saving for a downpayment on their first home, the Federal government announced a new program aimed at first-time buyers in their recent budget. The First Home Savings Account combines the features of an RRSP and TFSA to give prospective...
by Michelle McCullough | Jan 5, 2022 | City of Prince George, Credit, Down Payment, First Time Home Buyers, Home Equity, Interest Rate, Mortgage, Mortgage Broker, Mortgage Renewal, PG Mortgage Broker |
Canadians keep talking about the housing market! Are we in a housing bubble, will rates rise in 2022 and by how much, is this the right time to buy or refinance, is a lender’s renewal offer the best available, and on and on! For many, it feels like some...
by Michelle McCullough | Aug 27, 2020 | City of Prince George, Down Payment, First Time Home Buyers, Home Equity, Mortgage Broker, Refinance, Rental Property |
The recent shock to the economy has had many Canadians thinking seriously about what their life might look like after their paycheques stop. Even if you have a workplace pension plan to look forward to, you may find it falls short of the income you’d like to live on....
by Jamie Cunningham | Feb 18, 2020 | BC, Bills, Blog, Bristish Columbia, City of Prince George, CMHC, Down Payment, Finance, First Time Home Buyers, Homeownership, Mortgage, Mortgage Broker, PG Mortgage Broker, prince george |
It’s important to remember that when you go to purchase an owner occupied home that the minimum down payment is 5%. However the mortgage lender likes to see that you have 1.5% of the purchase price for closing fees. What do closing fee’s consist of? 1)...
