by Michelle McCullough | Aug 30, 2023 | Down Payment, First Time Home Buyers, Mortgage Broker |
Saving for a downpayment requires discipline and determination. Whether you’re aiming for the minimum downpayment (like most first-time homebuyers) or 20% down, there are some strategies to help you get there. If you are in the “saving up” stage of preparing for...
by Michelle McCullough | Jun 2, 2023 | Divorce, Down Payment, First Time Home Buyers, FSHA |
Learning about the new First Home Savings Account (FHSA) program With the market starting to stabilize, and in many markets housing prices starting to rise again, maybe you or someone you know is looking at purchasing their first home before home prices rise too much....
by Michelle McCullough | Sep 20, 2022 | City of Prince George, Down Payment, First Time Home Buyers, Mortgage Broker, Mortgage Insurance, PG Mortgage Broker |
We get questions about down payment all the time! So here is the lowdown on how much you need, and how you might get it. How much do you need? Not surprisingly, most Canadian homebuyers purchase a property with the absolute minimum down payment. The thing is, the...
by Michelle McCullough | May 6, 2022 | City of Prince George, Down Payment, First Time Home Buyers, Homeownership, Mortgage Broker, PG Mortgage Broker, Pre-Approval |
If you or someone you know is saving for a downpayment on their first home, the Federal government announced a new program aimed at first-time buyers in their recent budget. The First Home Savings Account combines the features of an RRSP and TFSA to give prospective...
by Michelle McCullough | Jan 5, 2022 | City of Prince George, Credit, Down Payment, First Time Home Buyers, Home Equity, Interest Rate, Mortgage, Mortgage Broker, Mortgage Renewal, PG Mortgage Broker |
Canadians keep talking about the housing market! Are we in a housing bubble, will rates rise in 2022 and by how much, is this the right time to buy or refinance, is a lender’s renewal offer the best available, and on and on! For many, it feels like some...
by Michelle McCullough | Sep 21, 2021 | City of Prince George, Credit, Debt, Finance, First Time Home Buyers, Homeownership |
It’s September and there is some optimism that we may be moving towards the end of life in a global pandemic. The Fall has always been a great time to go back to school on financial fitness, and this year it may be more important than ever. Here are some tips to help...
