by Michelle McCullough | Jan 5, 2022 | City of Prince George, Credit, Down Payment, First Time Home Buyers, Home Equity, Interest Rate, Mortgage, Mortgage Broker, Mortgage Renewal, PG Mortgage Broker |
Canadians keep talking about the housing market! Are we in a housing bubble, will rates rise in 2022 and by how much, is this the right time to buy or refinance, is a lender’s renewal offer the best available, and on and on! For many, it feels like some...
by Michelle McCullough | Nov 1, 2021 | Appraisal, Home Equity, Homeownership, Mortgage, Mortgage Broker, Refinance, Renewal |
Whether you’re purchasing a new home or want to complete a refinance of your current mortgage, it’s important to understand the role of the home appraisal and how it can impact the outcome of your mortgage application. After you submit an application, your lender may...
by Jamie Cunningham | Feb 4, 2021 | BC, Blog, Bristish Columbia, CMHC, Finance, First Time Home Buyers, Home Equity, Mortgage Broker, Mortgage Renewal, PG Mortgage Broker, Refinance |
Whether you are purchasing, refinancing, or moving your mortgage to a new lender, it’s important to have a clear understanding of the mortgage approval process. It’s a big financial commitment so you’ll want to be sure you can move through the...
by Michelle McCullough | Nov 30, 2020 | City of Prince George, Credit, Debt, Divorce, Home Equity, Mortgage Renewal |
Given the large financial commitment of a mortgage, it’s surprising that so many homeowners sleepwalk through the mortgage renewal process and don’t look at all their options in the marketplace. Many accept whatever their lender offers or just have a short...
by Jamie Cunningham | Oct 29, 2020 | Bills, Blog, Bristish Columbia, City of Prince George, Debt, Divorce, Finance, Home Equity, Home Improvements, Homeownership, Interest Rate, Mortgage, Mortgage Broker, PG Mortgage Broker, prepayment penalties, Refinance, Separation |
There has been a flurry of refinance activity this year given our rock bottom interest rates, providing homeowners with access to today’s low rates and the most cost-effective way to get needed funds. Refinancing means getting out of your current mortgage and...
by Michelle McCullough | Aug 27, 2020 | City of Prince George, Down Payment, First Time Home Buyers, Home Equity, Mortgage Broker, Refinance, Rental Property |
The recent shock to the economy has had many Canadians thinking seriously about what their life might look like after their paycheques stop. Even if you have a workplace pension plan to look forward to, you may find it falls short of the income you’d like to live on....
