by Michelle McCullough | May 20, 2022 | Announcements, Homeownership, Mortgage, PG Mortgage Broker, Thank you |
In an effort to help make a difference in our city, and in lieu of a thank you gift to each client after their mortgage completes, we are donating $50 per mortgage to the Crisis Centre for Northern BC. Thanks to our clients and referral partners we were able to make...
by Michelle McCullough | May 6, 2022 | City of Prince George, Down Payment, First Time Home Buyers, Homeownership, Mortgage Broker, PG Mortgage Broker, Pre-Approval |
If you or someone you know is saving for a downpayment on their first home, the Federal government announced a new program aimed at first-time buyers in their recent budget. The First Home Savings Account combines the features of an RRSP and TFSA to give prospective...
by Michelle McCullough | Nov 1, 2021 | Appraisal, Home Equity, Homeownership, Mortgage, Mortgage Broker, Refinance, Renewal |
Whether you’re purchasing a new home or want to complete a refinance of your current mortgage, it’s important to understand the role of the home appraisal and how it can impact the outcome of your mortgage application. After you submit an application, your lender may...
by Michelle McCullough | Sep 21, 2021 | City of Prince George, Credit, Debt, Finance, First Time Home Buyers, Homeownership |
It’s September and there is some optimism that we may be moving towards the end of life in a global pandemic. The Fall has always been a great time to go back to school on financial fitness, and this year it may be more important than ever. Here are some tips to help...
by Jamie Cunningham | Apr 8, 2021 | Bank of Canada, Bills, Credit, Debt, Economy, Finance, Homeownership, Interest Rate, Mortgage, PG Mortgage Broker |
Government policies to protect the economy during the pandemic resulted in exceptionally low mortgage rates for both fixed- and variable-rate mortgages. As we start moving towards recovery, fixed rates have started to edge upwards. The prime rate, which variable rates...
by Jamie Cunningham | Oct 29, 2020 | Bills, Blog, Bristish Columbia, City of Prince George, Debt, Divorce, Finance, Home Equity, Home Improvements, Homeownership, Interest Rate, Mortgage, Mortgage Broker, PG Mortgage Broker, prepayment penalties, Refinance, Separation |
There has been a flurry of refinance activity this year given our rock bottom interest rates, providing homeowners with access to today’s low rates and the most cost-effective way to get needed funds. Refinancing means getting out of your current mortgage and...
