by Jamie Cunningham | Sep 7, 2023 | Bills, Blog, Credit, Credit Checks, Debt, Mortgage, Mortgage Broker, Payments, PG Mortgage Broker |
These days, like so many things, your credit score is easily accessible and free. Not so long ago, the only way to see your credit score was to obtain a copy of your credit report, which involved submitting a request and paying for the privilege. In 2014, however,...
by Michelle McCullough | Aug 30, 2023 | Down Payment, First Time Home Buyers, Mortgage Broker |
Saving for a downpayment requires discipline and determination. Whether you’re aiming for the minimum downpayment (like most first-time homebuyers) or 20% down, there are some strategies to help you get there. If you are in the “saving up” stage of preparing for...
by Jamie Cunningham | Aug 15, 2023 | BC, Bristish Columbia, CMHC, FSHA, Home Improvements, Homeownership, Mortgage Broker |
When buying your first home, don’t leave money on the table! Take advantage of the programs and incentives offered by the federal government that can help you achieve your new home. Tax-Free Home Savings Account (FHSA): This new registered plan combines...
by Michelle McCullough | Oct 4, 2022 | BC, Bristish Columbia, City of Prince George, Credit, Debt, Divorce, Mortgage, Mortgage Broker, PG Mortgage Broker, Separation |
Going through a separation or divorce? Your home can be the asset that gives both partners a fresh start. If you have a final separation agreement, then talk to us about how the value in your home and the power of your mortgage can help you both move forward on firm...
by Michelle McCullough | Sep 20, 2022 | City of Prince George, Down Payment, First Time Home Buyers, Mortgage Broker, Mortgage Insurance, PG Mortgage Broker |
We get questions about down payment all the time! So here is the lowdown on how much you need, and how you might get it. How much do you need? Not surprisingly, most Canadian homebuyers purchase a property with the absolute minimum down payment. The thing is, the...
by Michelle McCullough | May 6, 2022 | City of Prince George, Down Payment, First Time Home Buyers, Homeownership, Mortgage Broker, PG Mortgage Broker, Pre-Approval |
If you or someone you know is saving for a downpayment on their first home, the Federal government announced a new program aimed at first-time buyers in their recent budget. The First Home Savings Account combines the features of an RRSP and TFSA to give prospective...
