by Michelle McCullough | Jun 16, 2020 | Announcements, Credit, Mortgage Broker, Mortgage Changes, Mortgage Insurance |
No one has a crystal ball to see what the next few months – or years – will bring, but it’s likely that some Canadians will have trouble with their debt in the wake of COVID. With that possibility in mind, the Canadian Mortgage and Housing Corporation...
by Jamie Cunningham | Mar 19, 2020 | Announcements, Bank of Canada, BC, Bills, Blog, Bristish Columbia, City of Prince George, CMHC, Economy, Finance, Homeownership, Interest Rate, Mortgage, Mortgage Broker, Mortgage Changes, Payments, PG Mortgage Broker |
To say the last couple of weeks have been chaotic, would be an understatement. It’s an unsettling time for most people and we are all trying to navigate through with the best of our knowledge and ability. In the mortgage world we have also had some big changes. I...
by Michelle McCullough | Mar 13, 2020 | Announcements, Bank of Canada, Economy, Finance, First Time Home Buyers, Home Equity, Homeownership, Mortgage, Mortgage Broker, Mortgage Changes, PG Mortgage Broker |
BREAKING NEWS: The Bank of Canada drops the key rate another 50 basis points (0.5%)! This is unprecedented territory for interest rates. In at least 10 years, the BoC has never lowered it’s rate twice in the same month and definitely never for a total of 1%. For home...
by Jamie Cunningham | Apr 3, 2019 | BC, Blog, Bristish Columbia, City of Prince George, CMHC, Divorce, Down Payment, Finance, First Time Home Buyers, Homeownership, Mortgage, Mortgage Broker, Mortgage Changes, Payments, PG Mortgage Broker, prince george, Separation |
The recent federal budget included Housing Affordability Measures that may be applicable to your situation, now or in the future. There are three key measures intended to help: an incentive for first-time homebuyers, an increase in the amount of RRSP funds first-time...
by Michelle McCullough | Jan 3, 2019 | Announcements, Blog, Bristish Columbia, City of Prince George, Credit, Credit Checks, Home Equity, Home Improvements, Homeownership, Interest Rate, Mortgage, Mortgage Broker, Mortgage Changes, PG Mortgage Broker, Pre-Approval |
If you’ve got a mortgage – or plan to get one this year – you probably know that it’s more complicated than it used to be just a few short years ago. That said, we have many tips and strategies that can help you get the mortgage you need, tweak the one you...
by Michelle McCullough | Sep 11, 2018 | Bristish Columbia, City of Prince George, Credit, Debt, Interest Rate, Mortgage, Mortgage Broker, Mortgage Changes, PG Mortgage Broker |
Fact #1: Your credit score matters even more Lenders are beginning to review client files prior to renewal, which means if your credit score has slipped, you may be offered a higher rate at renewal, even if you have never missed a payment. Regardless of where you are...
