by Michelle McCullough | May 6, 2022 | City of Prince George, Down Payment, First Time Home Buyers, Homeownership, Mortgage Broker, PG Mortgage Broker, Pre-Approval |
If you or someone you know is saving for a downpayment on their first home, the Federal government announced a new program aimed at first-time buyers in their recent budget. The First Home Savings Account combines the features of an RRSP and TFSA to give prospective...
by Jamie Cunningham | Jul 30, 2020 | BC, Blog, Bristish Columbia, City of Prince George, Finance, First Time Home Buyers, Homeownership, Interest Rate, Mortgage, Mortgage Broker, PG Mortgage Broker, Pre-Approval, prepayment penalties, prince george |
We are often asked about monoline lenders – who are they, what benefits do they offer, and how do you get access to a monoline lender anyway? Good questions. “Mono” means “one”. So it’s a “one-line” lender that doesn’t do anything else except mortgage lending....
by Jamie Cunningham | May 7, 2019 | BC, Bristish Columbia, City of Prince George, CMHC, Down Payment, Finance, First Time Home Buyers, Home Equity, Homeownership, Mortgage, Mortgage Broker, PG Mortgage Broker, Pre-Approval, prince george, Refinance |
We get questions about downpayment all the time! So here is the lowdown on how much you need, and how you might get it. How much do you need? Not surprisingly, most Canadian homebuyers purchase a property with the absolute minimum downpayment. The thing is, the...
by Michelle McCullough | Feb 25, 2019 | BC, Blog, Bristish Columbia, City of Prince George, First Time Home Buyers, Mortgage, Mortgage Broker, PG Mortgage Broker, Pre-Approval |
An interesting new homebuying trend emerging among millennials is home purchases that are completed with a friend. It’s a creative solution to the housing market given tough qualifying rules and high prices. Pooling your resources is a great way to take you from the...
by Michelle McCullough | Jan 3, 2019 | Announcements, Blog, Bristish Columbia, City of Prince George, Credit, Credit Checks, Home Equity, Home Improvements, Homeownership, Interest Rate, Mortgage, Mortgage Broker, Mortgage Changes, PG Mortgage Broker, Pre-Approval |
If you’ve got a mortgage – or plan to get one this year – you probably know that it’s more complicated than it used to be just a few short years ago. That said, we have many tips and strategies that can help you get the mortgage you need, tweak the one you...
by Michelle McCullough | Nov 22, 2018 | Credit Checks, Down Payment, Mortgage Broker, PG Mortgage Broker, Pre-Approval |
So there’s a move in your future. It can be a stressful juggling act: selling one home, buying another. We deal with this all the time, and have some tips for making a smooth move through these two transactions: 1. Dig up your mortgage papers. You’ll want to begin...
